August 20, 2019

Aviva Courier & Food Delivery Insurance Review

This Aviva Courier and Food Delivery Insurance review has tracked down just what this insurance company has to offer the working public.

What is noticed right away is that the firm does not make it very clear the details of this type of policy on their website. Keywords needed to find information on their courier policy include PolicyFast and Commercial Auto Insurance.

AVIVA Courier food delivery insurance

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What is covered in the Aviva Courier policy under the PolicyFast?

Aviva Insurance Limited underwrites these policies and the type of vehicle that can be covered is a van. Both Comprehensive and Third Party Fire and Theft are offered.

Third Party Fire and Theft
  • Legal liability of up to £2,000,000 coverage when a third party’s property is damaged.
  • Legal liability for third party injuries and death is covered, but no amount is given.
  • Legal costs are covered with consent by Aviva when a claim is made against the policyholder.
  • The van is covered with replacement or repair if damaged by fire or theft excluding glass.
  • Replacement locks covered.
  • Accident vehicle recovery included.

The standard excess is £350 with it increasing by £270 for drivers 21 to 24. For drivers 20 years old and younger the excess is £350 + £370.

Comprehensive
  • Personal injury coverage of up to £2,500 each for you and your passengers. This only applies to people under the age of 69.
  • Medical expenses for anyone in your van up to £100 each.
  • Personal items in your van are covered up to £100.
  • Windscreen and window breakage coverage.

Commercial Motor Insurance that includes Courier Coverage

Comprehensive, Third Party Fire and Theft and Third Party coverage is available for drivers over the age of 30 and under the age of 75. The policy is not underwritten by Aviva, they are only the insurance broker.

  • Comprehensive coverage is for vehicles with a value of £35,000 and under.
  • Third Party Fire and Theft and Third Party are for vehicles with a value of £7,500 and under.
  • No Claims Bonus is protected for up to 5 years.

In Conclusion

This Aviva Courier and Food Delivery Insurance reviewer did not find a lot of details on the subject being provided by Aviva. When subjects like this are found, it is an indication that this type of policy is not a major part of their business. However, with the surge in the amount of delivery jobs both part time and full time this will likely change. They will have to compete directly against the upstarts that now include Uber food delivery insurance and Zego insurance.  

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Eamonn Turley

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