Do you or your business need self employed car courier insurance? Courier insurance whilst not legally acumpulsory will protect your courier transportationbusiness. A standard motor policy will provide cover for your vehicle, but will not cover the items that you may be transporting in your car.
In order to help find a good deal on car courier insurance it pays to compare what options are currently on offer in the marketplace. We can help, as we are able to send your insurance requirements to a panel of UK brokers. These brokers will then provide you with insurance offers. Having access to multiple offers should make it easier for you to find a good deal that is best suited to your individual requirements.
Insurance companies tend to consider carriers of goods as high risk. This is mainly due to the fact that they not only make multiple stops in the course of their business, but that they often find themselves working against the clock. These insurers are also well aware of the fact that couriers often carry valuable goods, a fact that thieves know as well. As such take actions to lower costs is advisable. Below is a list of ways to reduce your premiums.
Named drivers is the cheapest option. However if your business model needs some flexibility as to who can drive at short notice then any driver is available, but the premium will be slightly higher.