Courier motorcycle insurance offers valuable protection to you or your courier drivers. Getting this type of courier cover can be expensive, as such it pays to do some research and compare courier insurance policies on offer from multiple UK insurance brokers. The price should not be the only indicator used when selecting a policy it is very important that the policy meets fully with your individual or business requirements as we mention in the following paragraph going for cheap may leave you under insured which will put your business at risk when it comes time to activate your insurance policy.
Delivering goods by motorbike does save on time and naturally fuel costs and is very cost effective especially in large towns or cities like London or Manchester. However, this form of transport does attract a higher level of risk to the underwriter responsible for arriving at a policy premium that keeps both you and them covered.
For most courier driver taking out GIT in conjunction with courier motorcycle insurance is standard practice. This type of insurance will protect the goods whilst in transit. Please note that it does not offer blanket cover and exclusions do exist. The obvious ones are couriering expensive items, diamonds or jewelry would be good examples. The best approach is to provide the brokers with a list of good types that you or your business provide a transit service for. If a new customer makes a request to courier items that does not fall into your normal courier categories, fist check with your broker to find out are they covered.
Similar to car courier insurance your bike courier insurance can be reduced by taking steps that will reduce the risk of a claim being made. The cost of courier motorcycle insurance will in most cases be reduced if you take the following steps, some should be undertaken in consultation with your broker, for example adding extra security.
Taking the above steps and any others that your broker may request should help bring down the costs of your busines courier motorcycle insurance.