Courier Motorcycle Insurance

Protect your courier services today. Get multiple quotes

  • Fast food delivery insurance
  • Get multiple motorcycle courier insurance quotes
  • Courier documentation instantly available online
  • Pay-as-you-go insurance
  • TFP&T and TPO specialist courier insurance offered
  • Multiple quotes from specialist brokers

Compare Courier Motorcycle Insurance Online

Courier motorcycle insurance offers valuable protection to you or your drivers. Getting this type of cover can be expensive, and it pays to do some research and compare courier insurance policies on offer from multiple UK brokers. The price should not be the only indicator used when selecting a policy. It is very important that the policy meets fully with your individual or business requirements.  Going for the cheapest option may leave you under insured and put your business at risk when it comes time to claim against policy. 

Goods in transit cover

The motorbike is the preferred method for fast food delivery and parcel delivery.  You can manoeuvre through heavy traffic and with lower fuel costs it is the number one choice of the delivery driver, especially cities like London or Manchester. However, this form of transport does attract  a higher level of risk to the underwriter responsible for arriving at a policy premium that keeps both you and them covered.

For most courier drivers, taking out GIT in conjunction with courier motorcycle insurance is standard practice. This type of cover will protect the goods whilst in transit. Please note that it does not offer blanket cover and exclusions do exist. The obvious are expensive items, diamonds or jewellery  would be good examples. The best approach is to provide the brokers with a list of type of goods  that you provide a transit service for. If a new customer makes a request to transport items that is not on the list, first check with your broker to find out if you are covered.  

Types of motorbike courier insurance available

courier motorcycle insurance
  • Public liability: Should your motorbike be responsible for an accident that causes damage to property or a member of the public. In such a situation, you will be liable for any resulting costs plus possible medical bills, which goes without saying can lead to hefty costs that may be too much for your business to shoulder. This is where public liability protection comes into play, protecting you from claims for damage or injury to a member of the public whilst carrying out your daily business.
  • Bike breakdown cover :  Bikes can and do break down it is at these times that breakdown assistance cover would help with getting you back on the road as quickly as possible without being responsible for paying towing and other expensive fees that can occur when any vehicle breaks down.
  • Comprehensive: This type  of courier motorcycle insurance  will also provide protection if you or one of your drivers are at fault, unlike third party which will cover the costs of only the third party, leaving you to cover your own costs (if you were at fault).  
  • Uninsured driver claims : Unfortunately, you may be involved in an accident with a driver that has no cover. On average half  a million motorists are fined for driving without proper cover in the UK every year. As this can happen to you, check if your policy will cover your excess and no claims' history in such an event. This extra cover if present in your policy will only ever be included under a comprehensive policy.

Reducing the costs of motorcycle courier insurance

Similar to car courier insurance your policy costs can be reduced by taking steps that will reduce the risk of a claim being made. The cost of your policy will in most cases be reduced if you take the following steps, some should be undertaken in consultation with your broker, for example adding additional security. 

  • Speak with your broker about Increasing the excess amount. If you are willing to increase this level this show responsibility and should help cut your costs.
  • Are your bikes stored in a secure area overnight? Can this be provided?
  • Have you added tracking devices that have been approved by the UK insurance industry?
  • Make fewer claims by driving within any speed limits and driving at all times with caution and care for other road users. On going provide or take advance motorcycle driving courses.

Taking the above steps and any others that your broker may request should help bring down the costs of your motorcycle courier insurance

Get courier motorcycle insurance quotes

Start comparing the costs of courier motorcycle insurance by clicking on the blue button below. Complete the quote form to get access to quotes tailored to your individual needs. Now just compare the available options and select the that is best for you.