Courier Insurance Frequently ( FAQ'S)

What is Courier Insurance?

A standard car insurance policy does not provide cover if you use your vehicle for hire and reward. Hire and reward simply means being rewarded for transporting goods. In this scenario you will need additional cover that will protect both you and the goods that you are transporting. Hire and reward van insurance is the most common type of policy, but is also available if you are using your car or even motorbike.

What type of vehicles can courier insurance be provided for?

Yes, most brokers will take a good history of no claims into account when arriving at a premium cost for your courier insurance

How Much Does Courier Insurance Cost?

f are considering entering the hire and reward market either part time or full time you probably curious as to how much this type of insurance will costs. Whilst costs will vary and will be dependent on a number of factors expect to be quoted from £750 to £1000 and over. The cost will be determined by your personal circumstances and in particular age , driving experience and claims history. The vehicle it self will also be a factor with expensive vehicles attracting a higher premium. Another important factor iol be the actual good that you itent top transport,. Expensive goods attracting a higher premium.

Do you provide cover for food delivery drivers?

Startup's like Deliveroo enables anybody with a bike, car or scooter to work part time delivering hot food. We can offer a wide choice of options for fast food delivery insurance options including flexible payment plans.

What insurance do I need to deliver takeaways UK?

If you intend to use your car to deliver food you will need additional cover referred to as hire and reward insurance. A standard car policy provides cover for Social, Domestic and Pleasure (SD&P), but you need additional cover in place as you are now being rewarded for using your form of transport to deliver food.

What kind of insurance do I need for Uber eats UK?

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Do you need different insurance to be a delivery driver?

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What is CMR insurance?

This is a type of cover that allows hauliers and couriers to move goods within Europe. It is similar to goods in transit and can be added if and when needed.

Can I change the vehicle insured from a car to a van if my business grows?

The procedure is to stop one policy and begin a new policy, the broker can in most cases will do this in a way that will be seamless to you and your courier business.

Can I use my personal no claims discount to lower the cost of courier insurance?

Brokers in this niche insurance sector are able to provide cover for couriers that use bikes, motorbikes, cars, vans or large HGV vehicles or a mix of the aforementioned.

Currently you only need to notify the broker when it comes renewal time.

Brokers in this niche insurance sector are able to provide cover for couriers that use bikes, motorbikes, cars, vans or large HGV vehicles or a mix of the aforementioned.

Can I change the vehicle insured from a car to a van if my business grows

The procedure is to stop one policy and begin a new policy, the broker can in most cases will do this in a way that will be seamless to you and your courier business.

Can I add additional drivers?

While there are generally no restrictions on the number of drivers you are allowed to have on a policy, be aware that most insurance companies will issue policies that place conditions on who can drive the vehicle. The premium cost is directly affected by not only the age, but the claims history of any named drivers on the policy.